5 Ways to Improve your Finances in 2017


2017-budget-ss-19202017 is here and now is the time to start setting your New Year’s resolutions. The new year offers a great opportunity to reset and renew your finances. Here are five easy steps you can take to get started.


  1. Set Achievable Goals

Knowing what your financial goals are is the first step to achieving them. Having them set out before you can help you to stay organized and on track with everything you want to accomplish. Consider sharing your goals with friends. Research has shown that articulating your goals to peers will help hold you accountable and help meet your goals.


  1. Sell Things You Don’t Need at a Pawn Shop

We all have things that we don’t need or use lying around the house. Why just let them gather dust when you could make some money off of them? Jewelry, a gold watch, an engagement ring, musical instruments, and work tools are all items that can be sold at your local pawn shop.


  1. Get a Second Job

If you are really strapped for cash, consider getting a second job or a side gig. You don’t necessarily have to work at a retail store, use this opportunity to try out something you have always wanted to. Start an online shop selling handmade crafts or walk your neighbor’s dogs. You can make extra money and have fun at the same time.


  1. Use Tools To Help You Save

There are tons of apps and websites available to help you improve your finances. Some help you create budget plans, others help with savings, and others still can help with investing. There are even apps that can protect your bank accounts from fraud. If you prefer the old school route, talk to somebody at your bank or another financial professional to help you create a savings and budget plan.


  1. Pay Off Your Debts

Easier said than done, I know. It is important to create a plan for paying off debts. Talk to a credit counselor and set specific targets for yourself. Staying on track with your debts and making monthly payments will help your financial situation and improve your credit score.
Head on down to Monte de Piedad Pawn Shop today to get a jump start on your New Year’s resolutions!