✦︎ Monte de Piedad is the most reliable pawn shop in San Diego, renowned for its customer service and excellence.
✦︎ Monte de Piedad is the most reliable pawn shop in San Diego, renowned for its customer service and excellence.
Best Rates
We pay more for your gold, beating any offer in San Diego.
✦︎ Turn your gold jewelry into cash today, with no hassle and no waiting. ✦︎
Monte de Piedad
Pawn and Buy Jewelry Always Convenient and Close to You
5-Star
Customer Service
At Monte de Piedad, we offer fair, fast loans with no fine print. Bring in your jewelry and walk out with cash.
ASK ABOUT THE FINANCING PROGRAM
Chains, Engagement Rings, Earrings, Centenaries, Bracelets, Diamonds and More +
Instant loans with signed contract.
Fair appraisal by jewelry experts.
Personalized service in Spanish and English.
Security, discretion, and guaranteed commitment.
Exclusive pieces
Take advantage of our discounts on watches, necklaces, earrings, and more in our online store.
Monte de Piedad® was born out of a genuine desire to help. In 1977, Don Francisco witnessed firsthand the difficulties faced by those living hand-to-mouth. With empathy, he began offering small loans to workers who just needed a helping hand.
In 1980, the vision took shape and Monte de Piedad® was officially founded, keeping people’s well-being above profits as its priority. Thus began our journey as a company built on human values.
MDP was not created out of ambition, but out of compassion. Our mission has always been to provide real financial relief.
From a small initiative to 13 locations in San Diego. Our growth has been guided by values, not just numbers.
We offer non-recourse loans and clear pawn options, with terms that our customers understand and value.
Get a loan quote for your items in minutes
✦︎ Bring your jewelry to Monte de Piedad, receive an immediate appraisal, and walk away with cash today—quickly, confidently, and securely. ✦︎
The Trusted Source of Fast Cash for Many Generations.
The Monte de Piedad Advantage
Apply for your loan today
The Trusted Source of Fast Cash for Many Generations. The Trusted Source
We are ready to help you. Call or visit us today.
At MONTE DE PIEDAD, you can use eligible jewelry, watches, precious metals, electronics and other valuable personal property as collateral for a pawn loan.
Our team will evaluate your item, explain the complete loan terms and provide you with a written offer before you make a decision.
Call Us: (619) 428-3960
[VISIT MONTE DE PIEDAD]
Please review this information before obtaining a pawn loan.
Minimum repayment period: 61 days
Maximum repayment period: 120 days
Maximum APR: 35.99%
MONTE DE PIEDAD does not offer or advertise pawn loans with an APR of 36% or higher.
APR represents the annualized cost of the loan, including interest and any mandatory charges that must be included in the APR under applicable law.
The actual APR for your transaction may be lower. Your exact APR, finance charge, repayment date and total redemption amount will be disclosed in writing before you accept the loan.
The following example illustrates the total cost of a pawn loan:
Amount borrowed: $500.00
Repayment period: 90 days
Representative APR: 35.99%
Interest and finance charge: $44.37
Origination fee: $0.00
Storage fee: $0.00
Documentation fee: $0.00
Insurance fee: $0.00
Other mandatory fees: $0.00
Total cost of the loan: $44.37
Total amount required to redeem the item: $544.37
This example assumes the loan is repaid in full on the scheduled maturity date without renewal or extension.
Your actual loan amount, APR, cost and repayment terms will depend on your transaction and will be shown on your written pawn ticket before you accept the loan.
MONTE DE PIEDAD clearly discloses all applicable costs before a customer enters into a pawn transaction.
Based on the sample terms shown on this page:
Origination fee: $0
Application fee: $0
Documentation fee: $0
Storage fee: $0
Insurance fee: $0
Early repayment fee: $0
Mandatory processing fee: $0
Other mandatory fees: $0
Interest or finance charges are calculated according to the loan amount, APR and repayment period stated in the written pawn agreement.
No charge will be imposed unless it is clearly disclosed in the pawn ticket and permitted by applicable law.
Visit MONTE DE PIEDAD with an eligible item and a valid government-issued photo ID.
We may consider items such as:
Gold jewelry
Silver jewelry
Diamond jewelry
Luxury and name-brand watches
Gold and silver coins
Precious metals
Electronics
Musical instruments
Tools
Other eligible personal property
Item acceptance is subject to an in-person evaluation.
Our team evaluates the item based on factors including:
Authenticity
Condition
Current market value
Resale demand
Brand
Precious-metal content
Overall quality
There is no obligation to accept the loan offer.
Before accepting a pawn loan, you will receive written information showing:
The amount you will receive
The APR
The finance charge
Any applicable fees
The minimum and maximum repayment terms
The exact maturity date
The total amount required to redeem your property
Any available renewal or extension terms
What happens if the loan is not repaid
Please review the complete pawn ticket before signing.
After you accept the written terms and complete the required identification process, you will receive your funds.
The amount offered depends on the collateral presented and its evaluated value.
Repay the total amount shown on your pawn ticket by the maturity date to redeem your pledged item.
For questions about your balance or repayment date, call:
(619) 428-3960
Pawn-loan amounts depend on the value and condition of the property offered as collateral.
Sample minimum loan amount: $20
Sample maximum loan amount: $10,000
Higher-value transactions may require additional evaluation and documentation.
Not every item will qualify, and an evaluation does not guarantee a loan offer.
You may repay your pawn loan before the scheduled maturity date.
There is no separate early-repayment penalty under the sample terms displayed on this page.
The exact amount necessary to redeem the pledged property will be calculated according to the written pawn agreement and applicable law.
Contact MONTE DE PIEDAD for your current redemption amount:
Call Us: (619) 428-3960
A renewal or extension may be available depending on applicable law and the terms of your written pawn agreement.
If a renewal or extension is available, MONTE DE PIEDAD will disclose:
The cost of the renewal or extension
The additional finance charge
The new maturity date
The total amount required to redeem the property
Any other applicable conditions
A renewal or extension is not automatic and must be completed before any applicable deadline.
A pawn loan is secured by the personal property pledged as collateral.
If the loan is not repaid, renewed or extended according to the written agreement, the customer may lose ownership of the pledged property.
The specific deadlines, grace periods and consequences will be disclosed in the written pawn ticket.
Pawn loans offered by MONTE DE PIEDAD are collateral-based transactions. Review your written agreement carefully before accepting a loan.
Before accepting a pawn loan, consider:
The complete cost of borrowing
Your ability to repay the total amount
The maturity date
Whether the pledged item has personal or sentimental value
The consequences of not redeeming the item
Other financial options that may be available
Ask our team to explain any rate, fee or term you do not understand.
Do not sign the pawn agreement until you have reviewed the complete written terms.
We explain the repayment period, APR, finance charge and total cost before you accept a loan.
Pawn-loan amounts are based primarily on the value of the pledged item.
You may decline the offer after your item has been evaluated.
The pledged property is held during the loan period according to our security procedures and applicable requirements.
Our team evaluates jewelry, watches, precious metals and other eligible items based on condition, authenticity and market value.
A pawn loan is a loan secured by personal property. MONTE DE PIEDAD holds the item as collateral until the loan is repaid according to the written agreement.
The minimum repayment period advertised by MONTE DE PIEDAD is 61 days.
The maximum repayment period advertised by MONTE DE PIEDAD is 120 days.
The maximum advertised APR is 35.99%.
Your actual APR may be lower and will be disclosed before you accept the loan.
Pawn loans are generally based on the value of the collateral presented. Additional customer-identification and eligibility requirements may apply.
Requesting an item evaluation does not guarantee a loan and does not create a loan agreement.
Ask our store representative about any credit-reporting practices applicable to your transaction.
Customers must present a valid government-issued photo ID and satisfy all applicable identification requirements.
The loan amount depends on the type, condition, authenticity and market value of the collateral.
Yes. Early repayment is permitted under the sample terms described on this page, without a separate early-payment penalty.
Yes. The written pawn ticket will disclose the APR, finance charge, applicable fees, maturity date and total amount required to redeem the pledged property.
Contact MONTE DE PIEDAD before the maturity date to ask whether a renewal or extension is available.
Failure to repay, renew or extend the loan may result in the loss of the pledged property.
Call MONTE DE PIEDAD at:
(619) 428-3960
Have questions about our pawn-loan process or an item you would like evaluated?
(619) 428-3960
MONTE DE PIEDAD
[INSERT VERIFIED STREET ADDRESS]
[INSERT CITY, STATE AND ZIP CODE]
Monday through Friday: [INSERT HOURS]
Saturday: [INSERT HOURS]
Sunday: [INSERT HOURS OR “Closed”]
Pawn license number: [INSERT VERIFIED LICENSE NUMBER]
Licensing authority: [INSERT VERIFIED LICENSING AUTHORITY]
Complete the form below to request information about an in-person item evaluation.
Full name
Telephone number
Email address
Type of item
Brief item description
Preferred appointment date
Message
Submitting this form is not a loan application and does not guarantee a loan offer.
Do not submit Social Security numbers, bank-account information, identification numbers or other sensitive financial information through this form.
[REQUEST AN EVALUATION]
MONTE DE PIEDAD may collect information voluntarily provided through this website, including a visitor’s name, telephone number, email address and message.
This information may be used to:
Respond to inquiries
Schedule item evaluations
Provide customer service
Communicate about requested services
Maintain appropriate business records
MONTE DE PIEDAD does not request Social Security numbers, bank-account credentials or government-identification numbers through the general website contact form.
Personal information will be handled according to our complete Privacy Policy and applicable law.
[READ OUR PRIVACY POLICY]
Pawn-loan availability, amounts, APRs and terms are subject to an in-person collateral evaluation, customer-identification requirements, applicable law and the final written pawn agreement.
MONTE DE PIEDAD advertises:
A minimum repayment period of 61 days
A maximum repayment period of 120 days
A maximum APR of 35.99%
Loan amounts and terms are not guaranteed.
The representative example on this page is provided to explain the potential cost of a pawn loan. Your actual loan cost may differ and will be disclosed before you accept the transaction.
Nothing on this website guarantees approval, a specific loan amount or acceptance of a particular item.
For current information, call:
MONTE DE PIEDAD
(619) 428-3960
MONTE DE PIEDAD
Pawn Loans · Jewelry · Watches · Gold · Silver · Valuable Merchandise
Call Us: (619) 428-3960
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Pawn Loans in San Diego | MONTE DE PIEDAD
Get a collateral-based pawn loan from MONTE DE PIEDAD. Review our 61-to-120-day repayment periods, maximum 35.99% APR and representative loan-cost example. Call (619) 428-3960.
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Place this box immediately under the main headline on desktop and mobile:
Minimum repayment period: 61 days
Maximum repayment period: 120 days
Maximum APR: 35.99%
Representative example: A $500 pawn loan for 90 days at 35.99% APR includes a $44.37 finance charge and $0 in mandatory fees. The total amount required to redeem the pledged item is $544.37.
Call MONTE DE PIEDAD: (619) 428-3960
[VIEW COMPLETE LOAN TERMS]
Get an Item Evaluation
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